안양시가 지난해에 이어 올해도 소상공인의 자금난 해소를 위한 사업자별 보증 한도 5,000만원의 특례보증 및 대출이자 지원사업을 이어간다고 11일 밝혔다.
안양시는 특례보증을 통해 자금을 대출받은 신용도가 낮은 소상공인에게 대출이자의 최대 2%까지 최고 2,000만원 한도 내에서 대출이자도 지원한다.
소상공인 특례보증은 자금난을 겪고 있거나 담보력이 부족한 소상공인이 대출받을 수 있도록 신용보증재단을 통해 보증해 주는 제도.
안양시는 올해 경기신용보증재단에 15억원을 출연해 연간 150억원 규모의 특례보증 지원사업을 시행한다.
자금이 필요한 소상공인은 경기신용보증재단 안양지점에 특례보증 신청서와 주민등록등본, 사업자등록증 사본 등의 서류를 제출해야 한다.
대상은 관내에서 사업자등록 후 3개월 이상 영업을 한 사업장으로, 신용등급이 낮은 소상공인 중에서 보증심사를 거쳐 선정한다.
다만 안양시와 협약을 맺은 금융기관에서 대출받은 경우에 한해 대출이자 지원을 받을 수 있다. 협약기관은 새마을금고 9곳(중부・안양・협심・제일・만안・북부・동부・남부・동안)과 신협 5곳(새안양신협 3곳・미래신협 2곳)이다.
최대호 안양시장은 “소상공인 특례보증, 대출이자 지원 등 금융지원이 소상공인 위기 극복의 발판이 되고, 지역경제 활성화에 큰 힘이 되길 바란다”고 말했다.
아래는 위 기사를 ‘Google 번역’으로 번역, 일부 수정한 영문 기사의 ‘전문’이다. ‘Google 번역’은 이해도를 높이기 위해 노력하고 있다. 영문 번역에 오류가 있을 수 있음을 전제로 한다.
<*The following is [the full text] of the English article translated by ‘Google Translate’ and amended. ‘Google Translate’ is working hard to improve understanding. It is assumed that there may be errors in the English translation.>
Anyang City implements special guarantee support project for small business owners worth 15 billion won
Guarantee limit of 50 million won per business… Loan interest support of up to 2%
Continuing from last year, Anyang City announced on the 11th that it will continue its special guarantee and loan interest support project with a guarantee limit of 50 million won for each business operator this year to resolve financial difficulties for small business owners.
Anyang City also provides loan interest support of up to 2% of the loan interest, up to a maximum of 20 million won, to small business owners with low credit ratings who have borrowed money through a special guarantee.
The small business special guarantee is a system that guarantees through the Credit Guarantee Foundation so that small business owners who are experiencing financial difficulties or lack collateral can receive loans.
Anyang City will contribute 1.5 billion won to the Gyeonggi Credit Guarantee Foundation this year to implement a special guarantee support project worth 15 billion won per year.
Small business owners who need funds must submit documents such as a special guarantee application form, resident registration certificate, and business registration certificate to the Anyang branch of the Gyeonggi Credit Guarantee Foundation.
The target is a business that has been operating for more than three months after business registration in the jurisdiction, and is selected through a guarantee review from among small business owners with low credit ratings.
However, loan interest support is available only if the loan is obtained from a financial institution that has entered into an agreement with Anyang City. The contracting institutions are 9 Saemaeul Geumgo (Jungbu, Anyang, Hyeopsim, Jeil, Manan, Bukbu, Dongbu, Nambu, and Dongan) and 5 credit unions (3 Saeanyang Credit Union and 2 Mirae Credit Union).
Anyang Mayor Choi Dae-ho said, “I hope that financial support such as special guarantees for small business owners and loan interest support will serve as a stepping stone for overcoming the crisis for small business owners and a great help in revitalizing the local economy.”
